12. Any person commits an offence who:
(a) acts contrary to this Act or any regulation made under section 11;
(b) makes a false statement in an application for a permit or for the renewal thereof;
(c) not being the holder of the required permit, offers to act as an agency or agent, advertises himself as such, or assumes the title thereof or an equivalent title;
(d) lends, lets or cedes a permit to a third party;
(e) being the holder of an agency permit, does not keep it constantly posted up in plain sight at the principal establishment of the agency.