P-40.1 - Consumer Protection Act

Full text
103.1.1. In the case of a contract involving credit, if there is a dispute, other than a class action, involving the consumer and the merchant, the court may suspend the repayment of the balance on an application by the consumer.
In the case of any other credit contract, if there is a dispute, other than a class action, involving the consumer and the merchant, where the merchant is a vendor, lessor, contractor or service provider, the court may, on the consumer’s application, suspend the repayment of the portion of the balance used to pay for all or part of the purchase or lease of the goods or for the provision of the services if the credit contract was entered into in the circumstances described in the first paragraph of section 103.1.
The court shall determine which party is to pay the credit charges accrued during the suspension of the repayment.
2024, c. 32, s. 19.