Consolidated Statutes and Regulations Consolidated Statutes Consolidated Regulations Annual Statutes and Regulations Annual Statutes Annual Regulations Additional information Québec Official Publisher What’s new? Information note Policy of the Minister of Justice Laws: Amendments Laws: Provisions not in force Laws: Provisions brought into force Annual Statutes: PDF versions since 1996 Regulations: Amendments Annual Regulations: PDF versions since 1996 Court Decisions

CCQ-1991 - Civil Code of Québec

Section 2485
Disposition versions

Full text
2485. In fire insurance, the insurer is bound to make reparation for the injury which is an immediate consequence of fire or combustion, whatever the cause, including damage to the property during removal or that caused by the means employed to extinguish the fire, subject to the exceptions specified in the policy. The insurer also covers the disappearance of insured things that occurs during the fire, unless he proves that the disappearance is due to theft which is not covered.
The insurer is not bound to make reparation for the injury caused solely by excessive heat from a heating apparatus or by any process involving the application of heat where there is no fire or commencement of fire but, even where there is no fire, the insurer is bound to make reparation for the injury caused by lightning or the explosion of fuel.
1991, c. 64, a. 2485; I.N. 2014-05-01; I.N. 2015-11-01.
2485. In fire insurance, the insurer is bound to indemnify for damage which is an immediate consequence of fire or combustion, whatever the cause, including damage to the property during removal or that caused by the means employed to extinguish the fire, subject to the exceptions specified in the policy. The insurer also covers the disappearance of insured things that occurs during the fire, unless he proves that the disappearance is due to theft which is not covered.
The insurer is not bound to indemnify for damage caused solely by excessive heat from a heating apparatus or by any process involving the application of heat where there is no fire or commencement of fire but, even where there is no fire, the insurer is bound to indemnify for damage caused by lightning or the explosion of fuel.
1991, c. 64, a. 2485; I.N. 2014-05-01.
2485. In fire insurance, the insurer is bound to repair any damage which is an immediate consequence of fire or combustion, whatever the cause, including damage to the property during removal or that caused by the means employed to extinguish the fire, subject to the exceptions specified in the policy. The insurer is also liable for the disappearance of insured things during the fire, unless he proves that the disappearance is due to theft which is not covered.
The insurer is not liable for damage caused solely by excessive heat from a heating apparatus or by any process involving the application of heat where there is no fire or commencement of fire but, even where there is no fire, the insurer is liable for damage caused by lightning or the explosion of fuel.
1991, c. 64, a. 2485.
© Gouvernement du Québec