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CCQ-1991 - Civil Code of Québec
Section 2464
Disposition versions
2464. The insurer is bound to make reparation for the injury resulting from superior force or the fault of the insured, unless an exclusion is expressly and restrictively stipulated in the contract. However, the insurer is never bound to make reparation for the injury resulting from the insured’s intentional fault. Where there is more than one insured, the obligation of coverage remains with respect to those insured who have not committed an intentional fault.
Where the insurer covers injury caused by a person for whose acts or omissions the insured is bound to make reparation, the obligation of coverage subsists regardless of the nature or gravity of the fault committed by that person.
2464. The insurer is bound to make reparation for the injury resulting from superior force or the fault of the insured, unless an exclusion is expressly and restrictively stipulated in the policy. However, the insurer is never bound to make reparation for the injury resulting from the insured’s intentional fault. Where there is more than one insured, the obligation of coverage remains with respect to those insured who have not committed an intentional fault.
Where the insurer covers injury caused by a person for whose acts the insured is bound to make reparation, the obligation of coverage subsists regardless of the nature or gravity of the fault committed by that person.
2464. The insurer is bound to indemnify for injury resulting from superior force or the fault of the insured, unless an exclusion is expressly and restrictively stipulated in the policy. However, the insurer is never bound to indemnify for injury resulting from the insured’s intentional fault. Where there is more than one insured, the obligation of coverage remains with respect to those insured who have not committed an intentional fault.
Where the insurer covers injury caused by a person for whose acts the insured is liable, the obligation of coverage subsists regardless of the nature or gravity of the fault committed by that person.
2464. The insurer is liable to compensate for injury resulting from superior force or the fault of the insured, unless an exclusion is expressly and restrictively stipulated in the policy. However, the insurer is never liable to compensate for injury resulting from the insured’s intentional fault. Where there is more than one insured, the obligation of coverage remains in respect of those insured who have not committed an intentional fault.
Where the insurer is liable for injury caused by a person for whose acts the insured is liable, the obligation of coverage subsists regardless of the nature or gravity of the fault committed by that person.
