5. Individual funds each have a single depositor and their investments are diversified in keeping with individual requirements.
The depositor who has use of an individual fund may define general standards related to the distribution of his or her assets between the following general investment categories:(1) stocks;
(2) bonds and hypothecs;
(3) real estate;
(4) short term.
Such general standards must however at all times be compatible with the objectives and policies of the Fund and with the general or specific standards enacted, from time to time, by the board of directors.