126. Without delay at the end of each period, the merchant must send the consumer a statement of account specifying(a) the date of the end of the period;
(b) the outstanding balance at the beginning of the period;
(c) the date, a sufficient description and the amount of each transaction charged to the account during the period;
(d) the date and amount of each payment or sum credited to the account during the period;
(e) the credit rate or rates applicable; in the case of a variable credit rate, the rate applicable at the end of the period and the manner of obtaining a list of the rates during the period;
(f) the charges charged to the account during the period;
(g) the total of all advances and purchases charged to the account during the period;
(h) the outstanding balance at the end of the period;
(i) the credit limit applicable for the period;
(j) the minimum payment required for the period;
(k) in the case of a credit card, the estimated number of months and, if applicable, years required to pay off the outstanding balance if only the required minimum payment is made each period;
(l) in the case of a credit card, the due date for payment;
(m) the grace period given the consumer to pay outstanding amounts without having to pay credit charges, except as regards money advances;
(n) the consumer’s rights and obligations regarding billing errors; and
(o) a telephone number that the consumer can use, at no charge, to obtain information about the contract or the statement of account in the language of the contract, or a telephone number that the consumer can use to obtain such information in the language of the contract, together with a clear statement that collect calls are accepted.