28.21. An authorized deposit institution must adhere to sound and prudent management practices ensuring, in particular, good governance and compliance with the laws governing its activities.
With respect to the deposit institution’s financial management, such practices must, in particular, provide that the deposit institution maintain
(1) adequate assets to meet its liabilities, as and when they become due; and
(2) adequate capital to ensure its sustainability.
For the purpose of determining the assets to be maintained, demand deposits are considered payable when and to the extent considered usual in the economic conditions prevailing at the time.