214.28. The merchant shall withdraw from the trust account, for or on behalf of a consumer, only the sums deposited and held in that account for that consumer.
Except for the interest on the sums paid into the trust account, the merchant may withdraw sums from the account for the following purposes only:
(a) remitting to a creditor the payment due, in accordance with the debt settlement agreement;
(b) collecting the charges and fees due to the merchant under the contract; or
(c) in the case of the cancellation, resolution, resiliation or expiry of the contract, making restitution of the sums due to the consumer.