79.3. Despite section 187.3 of the Act, if a prepaid card must be replaced by a merchant at a determined date, the contract of sale for the card may provide for the date on which the card will be replaced provided that
(a) the replacement of the card does not deprive the consumer of the balance remaining on the card;
(b) the date of replacement of the card and, immediately following, the information given in paragraph a, appear on the card; and
(c) the merchant provides a new card to the consumer free of charge.