A-32.1, r. 1 - Regulation under the Act respecting insurance

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73. A participant in the new contract is exempt from any waiting period if
(1)  the new disability period is attributable to the same or related causes that gave rise to the payment of benefits under the former contract; and
(2)  a period of less than 180 days has elapsed since the due date of the last benefit or the last premium for which there was waiver and the beginning of the new disability period.
O.C. 887-2009, s. 73.