C-16, r. 3 - Regulation respecting professional liability insurance of the Ordre des chiropraticiens du Québec

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7. The insurance contract must provide that:
(1)  the insurer undertakes to pay on behalf of the insured, up to and including the amount of the coverage, any damages that the insured may legally be bound to pay to a third party in respect of a claim filed during the period of coverage and resulting from professional services rendered or failure of the insured to render professional services in the performance of his duties;
(2)  the insurer undertakes to take up the interest of the insured and to assume his defence in any action brought against him before a civil court; the costs and expenses incurred for the inquiry, defence, negotiations and conclusion of a settlement as well as interest upon judgment, are borne by the insurer over and above the amounts of the coverage provided for in the insurance contract;
(3)  where the insured ceases to practise his profession voluntarily or dies, the insurer undertakes to sign with the insured or his legal heirs an insurance contract with coverage for professional services rendered or failure of the insured to render professional services in the performance of his duties prior to the coming into force of the contract;
(4)  the coverage applies to services rendered or the failure to render professional services prior to the coming into force of the insurance contract, until the expiry of the period of coverage.
O.C. 551-84, s. 7.